News, analysis and personal reflections on the markets & the financial sector
Showing posts with label mutual funds. Show all posts
Showing posts with label mutual funds. Show all posts

Friday, April 9, 2010

Mutual funds' use of derivatives concerns regulators

The Securities and Exchange Commission recently said it is looking into the use of derivatives by mutual funds, exchange-traded funds and other investment firms, concerned that the financial instruments and the risks they pose are not fully understood by market participants. Many investors might be surprised to learn the extent to which derivatives, including options, swaps and futures, are used by mutual funds.

The review is likely to focus on the over-the-counter market, especially for interest-rate and credit-default swaps, which are used by firms including BlackRock Inc., Allianz SE's Pimco, and Western Asset Management Co., a unit of Legg Mason Inc., said Michael Herbst, an analyst at Morningstar Inc. Over-the-counter derivatives are traded privately rather than through commodity exchanges, which are regulated by the Commodity Futures Trading Commission.

Those three managers are some of the biggest users of derivatives, Mr. Herbst said. "A wide range might use them a bit more sparingly." Among the reasons for using them, he said, would be gain or magnify exposure to markets or interest rates, and to hedge against risk in a portfolio.

Some investors may be surprised to learn that many core bond mutual funds use derivatives extensively. Among them are Pimco Total Return Fund (trading symbol PTTAX) and BlackRock Total Return Fund I (MDHQX) and II (BCBAX), Mr. Herbst said. In addition, Western Asset Management Core (WACSX) and Western Asset Core Plus (WAPSX) funds have used them in the past, but probably do so a little less today, he said.

Western Asset Management confirmed that its Core and Core Plus funds are using derivatives less. The asset manager discloses all of its holdings in its annual reports, a spokeswoman said.

BlackRock declined to comment on its funds' use of derivatives, and Pimco didn't respond to a request for comment.

Absolute-return and commodity funds also make use of derivatives.

Eric Jacobson, director of fixed-income research at Morningstar, said use of mortgage derivatives by funds has made a comeback since the 2008 crisis. Interest-only and inverse interest-only mortgage securities, which can be lucrative but volatile, are reappearing. Putnam Income (PINCX), Putnam U.S. Government Income (PGSIX) and Putnam American Government Income (PAGVX) funds had "bold allocations" to IO and inverse-IO securities as of the end of March, he said.

Friday, December 4, 2009

SEC to consider mutual fund fees, disclosure on securities

Next year, the Securities and Exchange Commission will look into banning some mutual fund fees, originally intended to cover distribution costs, and requiring point-of-sale disclosure on securities to investors who are in the process of evaluating investment. SEC Chairman Mary Schapiro said she has doubts about whether the fees, called 12(b)-1 in the mutual fund industry, are justified. Schapiro said she anticipates "significant push-back" from financial advisers on expanded disclosure because of the inconvenience and expense.

Tuesday, November 3, 2009

Supreme Court considers mutual fund advisers' compensation

The Supreme Court heard arguments regarding compensation policies for mutual fund investment advisers. The court appeared reluctant to give judges a role in overseeing the policies, although some justices indicated that courts might have to intervene. The high court's case focuses on mutual funds, but justices touched on compensation policies of other sectors.

Saturday, October 3, 2009

Worst Performing Mutual Funds through 9/09

click on the symbol to view the fund's chart & profile on Yahoo Finance

Symbol Name NAV Return (1 Month) NAV Return (YTD) NAV Return (1 Year) NAV Return (3 Year) NAV Return (5 Year) NAV Return (10 Year)
UFPSX ProFunds UltraShort Latin America Svc -3.53% -73.70% -78.29% -- -- --
UHPSX ProFunds UltraShort China Service +8.07% -66.09% -68.59% -- -- --
UVPSX ProFunds UltraShort Emerg Mkt Svc +1.05% -64.75% -68.21% -53.25% -- --
USPSX ProFunds UltraShort NASDAQ-100 Svc -3.95% -55.36% -29.08% -22.08% -18.61% -22.47%
RYVNX Rydex Dyn Inverse NASDAQ-100 2X Strat H -3.87% -54.64% -24.50% -19.92% -17.01% --
UIPSX ProFunds UltraShort Mid-Cap Svc -9.47% -51.61% -30.31% -17.55% -20.04% --
UCPSX ProFunds UltraShort Small-Cap Svc -7.36% -50.09% -35.43% -19.79% -22.65% --
UXPSX ProFunds UltraShort Intl Svc -9.44% -47.47% -46.02% -19.08% -- --
RYIRX Rydex Inverse Russell 2000 2x Strategy H -6.72% -47.21% -30.32% -17.17% -- --
SRPSX ProFunds Short Real Estate Svc -12.99% -41.82% -41.24% -15.35% -- --
GRZZX Grizzly Short -5.33% -40.46% -17.90% +0.25% -4.24% --
URPSX ProFunds UltraBear Svc -7.66% -39.86% -18.90% -6.92% -9.99% -6.28%
RYTPX Rydex Inverse S&P 500 2x Strategy H -7.53% -38.07% -15.67% -4.92% -8.52% --
UKPSX ProFunds UltraShort Japan Svc -3.38% -37.73% -33.91% -5.40% -- --
UWPSX ProFunds UltraShort Dow 30 Svc -8.41% -31.65% -18.22% -9.17% -10.27% --
SOPSX ProFunds Short NASDAQ-100 Svc -1.92% -31.28% -8.23% -7.48% -6.58% --
RYAAX Rydex Inverse NASDAQ-100 Strategy Adv -1.85% -30.95% -5.98% -6.26% -5.66% --

for a complete list see Worst Mutual Funds of 2009

Best Performing Mutual Funds through 9/09

*click on the symbol to view the fund's chart & profile on Yahoo Finance

Symbol (*) Name NAV Return (1 Month) NAV Return (YTD) NAV Return (1 Year) NAV Return (3 Year) NAV Return (5 Year) NAV Return (10 Year)
UBPSX ProFunds UltraLatin America Svc +0.38% +100.25% -65.74% -- -- --
EGLRX Alpine International Real Estate +9.55% +86.74% -20.16% -12.22% +2.34% +6.74%
SMPSX ProFunds Semiconductor UltraSector Svc +5.37% +84.72% -19.82% -14.60% -6.81% --
OBCHX Oberweis China Opportunities -5.04% +80.56% +4.82% +10.24% -- --
INPSX ProFunds Internet UltraSector Svc +4.52% +76.37% -15.90% -6.14% +3.76% --
MPYMX Metzler/Payden European Emerging Markets +10.21% +75.18% -24.76% -4.64% +14.59% --
WAEMX Wasatch Emerging Markets Small Cap +2.11% +72.62% -5.71% -- -- --
RYVYX Rydex Dynamic NASDAQ-100 2X Strategy H +2.45% +68.95% -38.91% -10.51% -3.54% --
BPLEX Robeco Long/Short Eq Inv +7.21% +67.87% +29.63% +10.20% +12.85% +12.09%
UUPSX ProFunds UltraEmerging Markets Svc -3.48% +67.46% -53.53% -11.98% -- --
UOPSX ProFunds UltraNASDAQ-100 Svc +2.54% +67.36% -39.42% -11.53% -4.55% -23.06%
MSMLX Matthews Asia Small Companies +0.15% +65.61% -- -- -- --
QUSOX Quant Foreign Value Sm Cap Ord +7.70% +64.83% -2.13% -- -- --
TMRFX Third Millennium Russia +6.26% +63.95% -44.79% -14.91% +4.09% +16.88%
MINDX Matthews India +2.70% +63.44% -5.62% +7.79% -- --
UGPSX ProFunds UltraChina Service -10.51% +61.81% -49.42% -- -- --
IASMX Guinness Atkinson Asia Focus -4.60% +61.34% -4.70% +5.84% +13.70% +7.54%
TEPSX ProFunds Technology UltraSector Svc +3.28% +60.85% -20.84% -6.07% -0.27% --

for a complete list see Best Mutual Funds of 2009